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I was listening to the parable of the Talents the other day.
Three servants got a significant amount of money 'each according to their ability' to manage for the owner.
Two servants increased the master's money 100%, but one was risk-averse...(afraid) and buried the money to keep it safe. When he returned it, feeling safe and secure, and the master threw him out... into the darkness.  Matthew 25:14-30

The TEST to bless was to see if the servants would manage resources (even minimally - according to their ability). Two did, but One chose 'Saftey' and lost EVERYTHING.

Lord, You have blessed me - according to my abilities...
Help me to be wise
and unafraid.